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Messages - lovecol

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1
General ColossusCoin Discussion / Re: Coin Swap Form
« on: March 26, 2015, 04:40:31 PM »
nice. :D

2
hello.crest.

can you put the new wallet to the dropbox.com and we can download it in china.

This is the Client for Dropbox
ok.thanks
https://www.dropbox.com/s/ppj96ycrvqr9ruo/ColossusCoin2-qt.7z?dl=0

3
hello.crest.

can you put the new wallet to the dropbox.com and we can download it in china.

4
we can not read the thread on bitcointalk.org in china.

5
General ColossusCoin Discussion / Re: Colossuscoin 2.0 Masterthread
« on: January 03, 2015, 10:07:06 AM »
is new client  for testing?

6
Happy Birthday Col forums

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Abstract
Bitcoin is new and very different from anything that has come before. Not surprisingly, it polarises opinions and has equally strong advocates and critics. The objective of this report is to dispel some of the popular myths and misunderstandings about Bitcoin and to assess its prospects in an objective way.

Today Bitcoin is mostly known as a currency and as a payment method. However, in the medium-to-long run, blockchain technology behind Bitcoin has the potential to be a disruptive influence way beyond payments. We think that everyone in financial services — from banks and traditional payment systems to insurance carriers and exchanges, central counterparty clearinghouses, and settlement systems — should know and care about Bitcoin.

The report, The Disruptive Potential of Bitcoin: Why Everyone in Financial Services Should Care explains the inner workings of Bitcoin by dispelling five myths. It describes the ecosystem of various different companies that have emerged around Bitcoin, and recognises some of the early achievements of this ecosystem.

However, we also note manifold challenges facing Bitcoin in its quest for mass market adoption. Of the top 10 challenges identified by the report, we consider poor user experience, safety of funds, and regulatory concerns leading to regulatory uncertainty to be the most damaging for Bitcoin’s near-term success. The protocol’s decentralised nature is both one the most attractive features for Bitcoin supporters and a considerable challenge for the overall ecosystem.



However, it would be short-sighted not to recognise that at the heart of Bitcoin is a fundamental innovation — a decentralised cryptographic ledger called blockchain. Bitcoin is the first implementation of such a ledger and keeps track of value-transfer transactions. Yet, such a cryptoledger could also be used to exchange and keep track of other digital assets, from a wide range of financial instruments to public records to smart contracts. There are a number of projects under way, seeking to either enhance the features of Bitcoin or to develop alternative approaches based on similar underlying principles. Some of them, such as Ripple, look particularly promising and are beginning to enjoy success in trying to improve rather than replace the established ecosystem.

We may be finding ourselves at the onset of a truly disruptive revolution. Just like HTTP became a protocol for information exchange, Bitcoin, Ripple, and other decentralised ledger-based solutions might be seen as the protocol for value exchange, promising exciting possibilities, some of which are difficult to imagine at this stage.

“Bitcoin, and especially its underlying technology blockchain, is a marvelous technological innovation. However, in its current form it may never be ready for prime time,” says Zilvinas Bareisis, Senior Analyst with Celent’s Banking Group and author of the report. “And that is the challenge for established players today: engaging with cryptocurrencies directly is risky in the short term, but ignoring them altogether might look very foolish in the long term.”

9
A University of Florida law professor, Omri Marian, who believes that cryptocurrencies are “super tax havens,” says that while cryptocurrencies are already considered taxable assets (under US tax law), the inability of the government to monitor blockchain transactions could mean a lot more people opting out of the tax system.



- Omri Marian, a professor of tax law at the University of Florida Levin College of Law

When we hear that the government wants to “regulate” cryptocurrencies the reason given is always to protect consumers from fraud and money laundering. The fact is, however, that while these may in fact be legitimate government concerns they certainly are not the only concerns, or even the most important.

Under the current system employers are required to report employee earnings as well as company profits. Unless the employer pays in cash there are electronic records of payments which tax agencies like the Internal Revenue Service use to monitor transactions for tax purposes. The United States government lost US$3.09 trillion between 2001 and 2010 to tax evaders under the current tightly controlled system. These losses do not all come from individuals either. In July, Credit Suisse was forced to pay US$779 million in tax evasion cases.

Professor Marian makes the point in his report that the anonymity aspect of cryptocurrencies might soon cause many current tax evaders to move their resources into a more secure location, i.e. the blockchain. He also suggests that not only will individuals become interested but businesses as well as government reporting requirements can be extremely cost intensive. Businesses that are able to cut or even reduce these expenses will not hesitate due to the financial incentive at hand.

Marian also points out that cryptocurrencies already have many of the features of current tax havens with one huge difference: Cryptocurrencies are not reliant on the existence of financial institutions.

Professor Marian also suggests that the government has failed to identify how acute this problem might eventually become. While they have been active in stemming the money tide to offshore tax havens, the government appears to be scratching its head with how to approach cryptocurrencies, which seem to be immune to conventional measures and current legislative activity (or lack thereof) reflects this confusion. The indecision seems to be coming from a lack of a clear definition of what exactly Bitcoin is: property or money.

Currently Bitcoin is considered property for tax purposes which is actually good for Bitcoin investors because it allows them to pay taxes on Capital Gains instead on earnings, which are taxed at a higher rate. If Bitcoin becomes a state-recognized however, the tax rate will probably increase as well.

Interestingly enough, the Swiss government has announced not too long ago that it will be sharing the identities of foreign account holders with their home countries. The fact is, however, that savvy investors already steer clear of European “tax havens” because in most cases privacy laws do not apply to funds that are either obtained illegally or that are being used in an illegal manner.

Until the recent announcement, this caveat did not apply to tax agencies but now that has changed making Swiss accounts no more private than any other bank. As a result, the great majority of tax evaders are moving their accounts to the Caribbean and Central America where banking laws are much more account holder friendly.

If Professor Marian is correct and investors begin moving money out of fiat currencies and into cryptocurrencies, the effect can be devastating to the tax base. According to experts like Trace Mayer, if only 1% of funds that are currently sitting in offshore accounts were transferred to Bitcoin, for instance, it would increase the value of Bitcoin to $2.8 million per coin, greatly increasing its value while at the same time devaluing the US dollar significantly.

10
此文章是国际知名研究咨询公司celent.com的研究分析师的报告的概况
 
(非全部报告,全部报告需要成为celent的作者才可以下载查看)
 
报告作者:zilvinas bareisis


 
考纳斯科技大学应用数学理学硕士、卡内基梅隆大学MBA
Celent的银行集团内的高级分析师,研究重点在零售支付,包括信用卡,电子商务,移动支付拥有超过15年的经验。
他的文章观点被媒体广泛引用,包括经济学家,金融时报,泰晤士报,每日电讯报,银行家报,
纽约时报,美国银行家报,paymentsource,其他出版物
 
比特币和以往的任何的事物是不同的,它是一个全新概念的东西,比特币拥有一批强烈认同其观点的信众,和强烈批评其观点的批判者,观点上形成二级分化强烈的对比,这篇文章旨在消除一些对比特币的一些误解,客观的评价其未来前景。
 

 
今天我们看到了比特币做为一种新兴的支付方式在一些领域展现,而从长远来看,以区块链技术发展起来的比特币有其强大的潜力对传统的支付领域形成破坏性影响。我的看法是,所有从事金融领域的人们,无论来自银行业,保险业,支付服务业,还是中央结算系统的,都有个去了解一下关注一下这个玩意儿。
 
这篇报告指出为什么每个在金融业的人都应该关注比特币,并揭露了人们误解比特币的5个方面,描述了比特币生态圈你的很多各种各样的公司,他们构成了什么,展现了这个比特币生态系统早期的面貌。
 
然而,我们也注意比特币在追求大众普及上面临多方面的挑战,报告提及了10个大挑战要点,其中就有用户体验不完善,资金安全度,政策监管方面的挑战,而政策监管是对比特币短期影响最大的。比特币区块链的分散性是比特币支持者们最值得称赞的一点,而这也是对比特币整个生态链有至关重要的一个大挑战。比特币是区块链技术的第一个应用,一个价值的记账系统。然而这个记账系统还可以应用到其他数字资产的交换和跟踪,范围从广泛的金融工具到公共事务记录再到智能合同等等。
 
现在就有一些项目,是基于比特币区块链的技术,提升到另外的应用。他们中的一些,如ripple,这些都是新兴的东西,非常有潜力,他们发展的都很迅速,不是替代比特币这个生态系统,而是强化这个生态系统的。
 
我们自己可能发现自己正在处于一个真正破坏性革命的开始阶段,就像HTTP一样成为了人们交流信息的底层协议,比特币,ripple以及别的区块链总账技术发展起来的东西将会成为人们交流价值的底层协议。非常令人兴奋的,很难想象我们正处于这样一个阶段。
 
比特币,特别是它那个区块链总账技术,是一个非常牛逼的技术创新。
 
然而以目前的情况,我们是否准备好了吗?对于今天的我们来说不要特别在乎他短期的剧烈波动和炒作,因为从长远来看,这些目光短浅的行为都是很愚蠢的。

11
Omri Marian是美国弗罗里达州一所大学的法学教授,他在最近发表的一份报告中把虚拟货币比作“最佳的避税天堂”。他认为美国税法虽然规定将比特币作为征税资产,而政府无法控制区块链交易的事实会使越来越多的人避开征税。

- Omri Marian
– Omri Marian
 
当初政府想要对虚拟货币开始“监管”时,他们给出的理由是保护客户不受到欺骗或洗钱的影响。这些或许的确是让政府担心的地方之一,但这些绝非是最主要的原因。
 
在当前的制度下,雇主需要上报员工工资和公司利润。除了用现金的形式支付给员工工资以外,税务部门如国家税务局会通过电子支付记录来监控交易,从而开展征税工作。虽然当前的税收政策较为严格,但美国政府在2001年到2010年间还是因逃税者过多而损失了3.09万亿美元的税收。并且流失的税收也并非来自于个人,今年七月瑞信银行就因偷税案被迫补交7.79亿美元的税款。
 
Marian教授在他的报告里指出虚拟货币的匿名性会让偷税漏税者把资金转移到更为安全的地方,例如区块链。不仅个人会对此产生兴趣,企业也会毫不犹豫的为了经济效益而缩减支出。
 
他还提到,虚拟货币与许多避税天堂有一样的特点,但也存在一个巨大的不同,那就是虚拟货币不以来金融机构的存在而存在。然而政府还没能看清这个问题在未来的严重性。随着大量的热钱流向海外避税天堂,政府不得不想到虚拟货币这个方法,因为传统手段似乎已经失去了作用,最近的立法活动反映出了这种困惑。这种犹豫不决似乎源于对比特币缺乏准确的定义,难以判断它是资产还是货币。
 
目前出于征税目的,比特币已经被看作是一种资产,这对于比特币投资者来说是一件好事,因为他们可以按资本收益交税,而不需要缴纳更高税率的收入所得税。但如果有一天比特币得到更广泛的认可,那么税率也很可能会相应调高。
 
有趣的是,瑞士政府不久前宣布将公开外国客户账户信息。然而实际上聪明的投资者会尽量避开欧洲的逃税天堂,因为在大部分情况下私法对非法所得或非法使用的资产没有效力。
 
这项声明并没有对税收产生影响,现在却使瑞士银行的账户失去了原有的私密性。因此,绝大部分的逃税者将他们的资金移去了加勒比海地区和美国中部,那里的银行法对账户持有者更加有利。
 
如果真的如Marian教授所说,投资者正将资金转化为虚拟货币,最终将会对税收产生致命的打击。一些包括Trace Mayer在内的专家认为,如果现在将当前储存在海外账户上的资金的1%转换成比特币,就足以使比特币的价格增长到280万一枚,结果就是比特币大幅增值而美元一文不值。
 
- Trace Mayer
– Trace Mayer
 

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比特币从诞生到现在已经渡过了五年的风风雨雨,许多专业人士开始思索它是否已足够健壮,能不能担负起整个国家或全球经济的重任。在我们回答这个问题之前首先得明确一点,那就是数字货币还不够成熟,它前进的道路上仍然存在巨大的阻碍。如果比特币能想方设法度过这些难关,那时候它才会成为万众瞩目的焦点。

迎面挑战

我们需要记住重要的几点。如果比特币在未来会成为一种主流货币,并且至少有一个主要经济体要接受它,那么有一个必要的前提条件就是相应的监管一定要先行。对此有如下三点理由:
政府有责任保护消费者。
政府有责任阻止犯罪活动。
政府需要监控货币以征税。

还有一个原因不能忽略,那就是监管行动(尤其是金融产业的监管)通常取决于说客的水平,几乎每天都有法案通过,各行各业常常受到调整或替代。2008年经济危机的主要原因之一就是美国对银行产业解除监管,这个问题到现在都还没有很好的解决。

金融机构也许想到了用比特币来赚钱,但从另一方面来说,如果他们放任比特币的发展,那么比特币很可能因每年为用户节约几十亿的手续费而取代金融机构。
比特币成为全球通用货币的关键几点

宣传之战

如果你想获得比特币的新闻,你就得搜索专注虚拟货币的媒体。主流媒体当然也会涉及比特币,他们的封面通常都呈现出有关比特币的消极信息,例如犯罪活动或是交易所失窃,用户损失比特币的消息。

由Harris Interactive主持,代表Yodlee(历史交易数据方面的金融服务公司)于三月进行的一项网上调查显示只有48%的美国成年人知道比特币。我们 都知道大多数的人只能从主流媒体上获得比特币的消息。如果报导一直都呈现比特币的负面新闻,那么它的公共形象势必不会很好。

最近Bitcoin magazine网站上刊登的一篇文章很好的阐述了这一点:

“[…] 我们感到很担忧。在接受采访的100个人当中,大多数人都不能解释出比特币是什么,但他们能滔滔不绝的讲述它如何‘在日本破产’,‘比特币的CEO’如何‘自杀’,还有‘银行被抢,他们破产了’等等消息。不管你喜不喜欢,大多数人都喜欢把注意力放在新闻片段里最坏的事情上。为什么这些新闻片段总跑题呢?”

但许多比特币新兴企业都在建立社区。例如比特币杯(The Bitcoin Cup)——一个慈善机构,该机构通过比特币捐赠为当地社区筹集资金。世界各地的大学里也出现了一个个比特币俱乐部和比特币ATM机,这些都发生在任何一个国家官方支持比特币之前。

随着比特币的知名度越来越高,相应的新闻也将倾向积极的方面,我们已经看到过这样的标题:《主流企业接受比特币》和《风投资本注入新经济》。

法律之战

目前有四个美国宪法委员会在调查比特币
注册事务委员会———Marco Santori,主席
法律委员会——Brian Klein,主席
法律和政策指导委员会—— Mike Hearn,主席
参议员委员会举行的虚拟货币听证会

这三个委员会将会从各类专家手里获取资料,听证会上也最好有尽可能多的比特币代表出席。目前已经举行了几场听证会,更多的还在计划中。

好消息是政府并没有把注意力放在个人之间交易比特币的现象上,当然这一块也无疑会被监管,并且交易所和货币转换服务也必须注册登记并遵守规章,例如定期报告情况、接受可信度检验、提供保证资金和其他一些要求。

前途光明

虽然政府部门多警告缺监管,比特币还是能迎难直上,迅速发展。

比特币相关企业的数量不断增加,甚至有财富500强的企业也开始接受比特币,如Dish Network,这是目前接受比特币最大的公司。

随着比特币ATM机和借记卡的出现,现在你可以在接受信用卡的任何地方用比特币消费。比起个人的交易活动,政府似乎更担心对企业的监管。至少从现在看来比特币有能力开始应对这些挑战。但我想提出比特币必须面对的一个终极挑战,或许会让你有些惊讶。

固有问题

目前世界上只有50万人拥有比特币,而比特币的总量是2100万枚,到现在已经挖出了1300万枚,并且在2014年左右比特币会被全部挖完。差别在于矿工越接近渐进增长,挖矿难度就会增加,最终小规模挖矿者就会不复存在。

当2009年开始挖矿时,单核的赛扬处理器和每个月几美元的电费就能为你带来比特币的收益。而现在需要重型专用ASICS处理器和大量的电力。挖矿变得异常艰难,只是许多个体矿工退出挖矿,取而代之的是大型矿池和大规模的挖矿活动。

这又带来了两个非常重要的问题:
扩展性:70亿人口如何分配这2100万枚比特币?
如何防止大量比特币持有者操纵市场?

碰巧我有幸采访了美国铸币局第38届董事Edmund Moy,对于这个问题他给了我们自己的想法:

CoinTelegraph: 虚拟货币需要一个通用的计算方法。如果说几十亿人口用十进制方法分配比特币不是大问题,那人们如何知道四分之一个比特币值多少个分币?比特币需要变得更加易懂和易于使用。

Edmund Moy:大多数人习惯了十进制,甚至证券交易也从分数制过渡到了十进制。我认为比特币领域的确会出现一种新的计算方式,并且是来自于比特币市场本身的。如果一个比特币被分成小数点后八位,里面就需要相应的标点符号如逗号,来更容易的区别千、万、亿。

CT:由于比特币的上限是2100万枚,那么会不会有一群人聚集足够的资源来购买比特币,影响市场呢?怎样能避免这样的事情呢?

EM:是的,有这种可能性。但如果市场不喜欢,就会转而投向另一种虚拟货币。这就会促使这些人担心比特币的市场价值,从而大量抛售。市场是分配资源最有效的工具。
美国铸币局第38届董事Edmund Moy
美国铸币局第38届董事Edmund Moy

切分问题

如果一种货币要成为主流,就需要有让任何人都了解的语言。如果你去星巴克点一杯咖啡,菜单上会有不同的价格。你如何向你的客户介绍这些价格?一杯拿 铁的售价是0.004801比特币,还是3美元?事实上对于大多数人的日常使用来说,小数点不怎么方便。然而比特币可以被切分到小数点后八位,法币只有小 数点后两位。因此除了要解决数位上的问题,还要研发各种货币实时转换的功能,这样才能让比特币更容易为市场接受、便于使用。现在许多新兴公司正在推出多币 种钱包,这可以说是解决问题的第一步。

操纵市场

不难想象联合集团会想要瓜分比特币市场,就像他们在传统市场做的一样。五十年前,90%的美国农场都是家庭承包经营的。而现在大多数都属于大型农业 集团,如Cargill和Monsanto。一个人,即使是亿万富翁,也不会对比特币产生巨大影响,而一个群体或联合企业的集体力量也许能改变比特币的去 中心化特质。

我们已经从云挖矿中看出了端倪。大型团体控制着大量有限的资源,其他人都被踢出局了。我们还可以从商品市场上天天看到这种情况,总有一种商品占据着最大的市场。最大的威胁就来自美国联邦储备银行。

这个银行并不是政府机构,但却是私有银行共同体。这些银行不仅拥有自己的资源,而且还有美国纳税人的经济资源,这些巨额资金绝对足以瓜分比特币市场,只要他们在未来的某一个时刻想要这么去做。

银行最近发表了报告称比特币在当前还没有威胁性,但在未来很可能变成威胁。因此,比特币没理由不会沦为其他产品一样的下场。

交易影响

物价不稳定的一个主要原因是交易数额和投机活动。尤其是一些团体为抢占市场而购买大量的商品,再从消费者手中获取更多的钱。随着比特币正逐渐被挖 光,比特币也很可能会陷入同样的泥沼。上面提到的想瓜分市场的人都是极端的例子。而常规性的交易活动有时也会对商品产生可怕的影响,在能源产业已经有相关 的证据了。

要避免这一切发生的唯一方法就是尽量保持比特币的去中心化和货币特质。交易中的金钱只会流向卖家和商品拥有者,而不会使终端消费者和买家。与此同时,只有保持货币的流通性才能保证经济的健康。

总结

如果比特币能解决扩展性、切分单位、安全、便捷性等问题,并且人们能够保持经济活动中比特币的流通性,那么比特币很有可能会成为一种全球通用货币, 比传统法币更加优越。比特币绝对有登峰造极的潜力,但未来的道路上难免会有一些陷阱和挑战,研发者必须从现在起就开始思考应对之术。

13
I decided to invest my ltc in col.
I need lots of it - about 3500$ worth- 450 litecoins.
I buy at 0.00000003 otc or 0.00000002 online.

very great.it is a good chance to buy it now.

14
General ColossusCoin Discussion / Re: Colossuscoin 2.0 Masterthread
« on: July 09, 2014, 04:51:31 AM »
The red comments are some of my quick thoughts or questions of a certain parameter I would like open for further discussion or more details.


PARAMETERS FOR THE NEW COLOSSUS COIN 2.0 BLOCKCHAIN, ETC:

- 100% Proof-of-Stake currency (NO Proof-Of-Work Mining as it has already been completed months ago using Scrypt Algorithm)
AGREE


- 550 billion coins total (The Maximum Coin Float)
AGREE


- Premine: 380 Billion Coins (of which 313 billion were already both mined and staked by coin holders equaling over 313 billion to date)
AGREE


- 67 Billion Coins extra are created at the time of the Colossus Coin v2.0 Launch for the following uses/reasons:
AGREE


- Transaction Fee (Sending Colossus Coin 2.0) = 0.1% or 10 Col, whichever is higher
AGREE


- Of the 0.1% Transaction Fees Collected for each and every transaction made with COL version 2.0, 75% of it is paid to the Colossus Coin Foundation for further COL Coin development and 25% of it goes to the current coin Stakers that have their coins sitting in their wallets and must be opened (the wallet) at least 1 time each 14 days.
AGREE


- Transaction Fee Destruction = Fee of 0.02 Col included in all transactions
AGREE


- Transaction Fee Mining by Wallet Stakers = 7 days / 15 days Max Weight
AGREE (I would like to see staking start immediately at 7 days..not between 7-14 days)


- Block Time = 1 minute
AGREE


- Confirmations per transaction: 6
REQUIRES FURTHER DISCUSSION


- Coins mature after 100 blocks
AGREE


- Proof of Stake % Paid
Specifically - .83% (under 1%) monthly interest will be generated roughly each month for Stakers holding coins in their wallets (10% approximately per year).
NOT IN AGREEMENT YET. MORE DISCUSSION OPTIONS ARE NECESSARY TO DISCUSS.

A lot of additional conversation is NECESSARY as a weighted curve over time may be more benefit over time for COL 2.0 and extend the staking well beyond the projected 4-5 years)



- The new Coin will be called?
"Colossus Coin 2.0" Exchange trading symbol = "CV2"
If essentially Colossus Coin 1.0v is still allowed to trade on the exchanges after we release the 2.0 version, how do we differentiate them apart? 1.0 and 2.0? Or possibly "COL" = Colossus Coin 1.0 and "CV2" = Colossus Coin 2.0 may be a solid choice.



- New COL 2.0 Client for Windows-Linux, Mac OS, Android, and a Secure Online Wallet
AGREE


-Updated Wallet Client with better connectivity and faster Syncing times
 AGREE


great.

15
well done.

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